Job Overview

Job Title: Credit Risk - Data Analyst (Python + Pyspark)

Location: Bengaluru, Karnataka
Experience: 8+ years
Job Type: Full-time

About Capco

Capco, a Wipro company, is a global technology and management consulting firm. Awarded Consultancy of the Year at the British Bank Awards and ranked in the Top 100 Best Companies for Women in India (2022) by Avtar & Seramount, Capco has a presence across 32 cities globally. We support over 100 clients in sectors like banking, financial services, and energy. Capco is known for its deep transformation execution and delivery.

Why Join Capco?

• Engaging Projects: Work on transformative projects with the largest international and local banks, insurance companies, payment service providers, and other key players in the industry.

• Impact: Be part of a team that drives innovative thinking, delivery excellence, and thought leadership to help clients transform their businesses.

• Career Advancement: With a flat structure and no forced hierarchy, Capco provides opportunities for everyone to grow and take control of their career.

• Diversity & Inclusion: Capco values a diverse, inclusive work environment that fosters creativity and gives the company a competitive edge.

Job Description

As a Credit Risk Data Analyst / Senior Data Analyst, you will play a key role in defining and obtaining source data, creating methods for reporting data inconsistencies, and assisting in the coordination of data migration. You will work closely with multiple teams to ensure the successful delivery of insights and data-driven solutions, especially related to Credit Risk in banking.

Key Responsibilities:

• Data Management:

  • Define and obtain source data required to deliver insights and use cases.

  • Map and join multiple data sets from various sources.

  • Develop methods to identify and report data inconsistencies for feedback and review.

• Data Migration:

  • Propose data migration sets and assist relevant stakeholders.

  • Assist in planning, tracking, and coordinating the data migration team.

  • Manage the migration run-book and determine scope for each customer.

• Data Analysis & Reporting:

  • Use advanced programming languages (e.g., Python, Pyspark, SQL) to analyze and process data.

  • Apply advanced analytics techniques to banking data to generate insights.

  • Conduct root cause assessments and recommend remediation for issues faced by Risk and Wholesale businesses.

• Risk Management & Technology Architecture:

  • Apply business and data design principles, risk management, and technology architecture when working with delivery partners.

  • Contribute to the development and implementation of Credit Risk Frameworks (e.g., Basel II, Basel III, IFRS 9, Stress Testing).

• Tools & Visualization:

  • Experience with data visualization tools such as Tableau or Qlik Sense is beneficial.

• Domain Knowledge:

  • Knowledge of Credit Risk in both Retail Credit and Traded Credit is preferred.

Ideal Candidate Profile:

• Experience:

  • Minimum 8 years of experience in a Credit Risk Data Analyst role, with a focus on Credit & Lending in Wholesale Banking.

• Technical Skills:

  • Strong hands-on experience with Python, Pyspark, and SQL.

  • Experience applying advanced analytics techniques to banking data for insight generation.

• Knowledge:

  • Familiarity with Credit Risk Frameworks (Basel II, Basel III, IFRS 9, Stress Testing).

  • Understanding of data migration processes and data analysis in the banking context.

• Tools:

  • Experience with data visualization tools (e.g., Tableau, Qlik Sense) is an advantage.

• Additional Skills:

  • Strong problem-solving skills and ability to perform root cause analysis.

  • Ability to collaborate with different teams and stakeholders to drive data migration and analytics projects.

Location & Work Mode:

• Location: Bengaluru / Pune

• Work Mode: Hybrid

Why Capco?

Capco is committed to fostering a diverse and inclusive environment where employees can thrive. With exciting opportunities for career advancement and the chance to work on innovative projects, Capco is a place where you can truly make an impact in the financial services industry.

Application Instructions:

If you're passionate about Credit Risk and Data Analytics in the banking industry, we encourage you to apply for this role at Capco. Join us and make a significant impact on the future of financial services.

Let me know if you need further details or have any questions!

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