Job Overview

Job Title: Senior Analyst – Decision Sciences

Location: Kolkata, West Bengal
Job Type: Permanent | Full-time

About HSBC

Some careers have more impact than others.
At HSBC, we believe in building a better future by enabling businesses to thrive, economies to prosper, and individuals to achieve their ambitions. As one of the largest banking and financial services organizations in the world, we operate in 62 countries and territories, offering global opportunities, support, and a collaborative, inclusive culture.

Role Overview

We are currently seeking an experienced professional to join our Wholesale Risk Analytics team as a Senior Analyst – Decision Sciences. This role will support credit risk model development, including regulatory and economic response models, and will contribute to data-driven decision-making initiatives across global regions and business lines.

Principal Responsibilities

• Support development, validation, and maintenance of Regulatory Credit Risk Models (PD, LGD, RWA) for wholesale portfolios.

• Contribute to the design and maintenance of Economic Response Models (IFRS9, Stress Testing, Economic Capital) including ECL calculations.

• Collaborate with Business Heads, Risk, Finance, MRM, and Data Teams to ensure delivery of effective risk analytics solutions.

• Work on credit risk model design and methodology, ensuring compliance with regulatory requirements and internal policies.

• Demonstrate technical expertise in statistical model development (regression analysis, machine learning techniques, etc.).

• Provide guidance and mentorship within the team; contribute to high-quality deliverables under tight deadlines.

Requirements

Experience & Education

• 3+ years of relevant analytics experience in the banking domain, specifically in IFRS9 or stress testing.

• Master’s degree in Mathematics, Statistics, Economics, Engineering, Computer Science, Management, or other quantitative fields.

Technical Skills

• Experience in AIRB/IFRS9 model development – PD, LGD, EAD.

• Strong programming and data handling skills using tools like Python, R, SAS, SQL, Matlab.

• Understanding of regulatory frameworks and risk model governance requirements.

• Knowledge of data sourcing, transformation, and model documentation standards.

Other Skills

• Strong interpersonal and teamwork abilities.

• Analytical mindset with attention to detail.

• Effective communication skills with stakeholders across different regions and levels.

• Ability to manage multiple deliverables and maintain quality under pressure.

What We Offer

• A diverse and inclusive workplace that values different perspectives.

• Flexible working environment supporting work-life balance.

• Continuous learning and career development opportunities.

• Exposure to global projects with significant business impact.

Apply Now

Join HSBC and discover how your career can make a lasting impact.
For more opportunities, visit: www.hsbc.com/careers

Issued by: HSBC Electronic Data Processing (India) Private LTD
HSBC is an equal opportunity employer. All applications will be treated based on merit.

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